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As the property is the lenders security if an applicant defaults and the lender needs to repossess then it is only right that the lender needs to ensure the type of property is sound enough for them.
For example certain non standard build such as prefab concrete buildings or even wood buildings can be hard and some even impossible to get a mortgage on.
Apartments with combustible cladding are also very difficult to get mortgage on and apartments with short time remaining on their leases are too.
This section looks at various problem type of properties as always it is not always a straight decline just because one lender will not lend on a property does not mean others will not.
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