Check out our newest listings
From the Blog
Read our latest articles
Normally held in April, the National Home Improvement Month in 2020 has been postponed until September. The campaign is no less significant for that slight delay. In 2019, it prompted at least 17 million homeowners to improve their homes in some way and 2020 is expected to see even more of them follow suit, say the organisers.
The organisers point to surveys that show the most favoured parts of the home for improvement – with some variation between all respondents and those in the younger, under-25 year-old age group:kitchen – 20% of all respondents, but 18% in the younger age group; bedroom – 18% of all respondents, but 25% amongst those under 25; and living room – 14% of all respondents, but the bathroom for 10% of under-25s.
In truth, of course, and depending on the house you live in, you will have your own list of priorities when it comes to home improvements.
Apart from those priorities, one of your major concerns is likely to be…
You’ve finally identified and located your ideal home – now it’s time to start thinking money and the mortgage you will need to buy the property.
To secure the most professional, independent advice and information about the many competing mortgage products on the market, you might want to consult a mortgage broker. You have the first meeting lined up, so, what happens at a mortgage broker appointment and what questions are you likely to be asked?About you
An article in the Telegraph newspaper on the 1st of April 2020 discussed potential flexibilities. Still, it reiterated that it is a requirement of the Financial Conduct Authority (FCA) for financial advisers – including mortgage brokers – to confirm the identity of their customers. This forms part of the finance industry’s collective efforts to curb the menace of money laundering.
When you go along to the first meeting with your mortgage broker, therefore, get this forma…
Whether you are searching for the first time or have had a mortgage before, you will know that the mortgage market offers a practically overwhelming choice of products. It is difficult to know where to start and to decide which mortgage is likely to most suit your particular needs, requirements, and circumstances.
It may be difficult making that choice, but it is essential to get it right. A mortgage is a long-term commitment and, if you get it wrong, you might be left with many years’ of grappling with an unsuitable product that is costing you considerable unnecessary expense.Your mortgage broker to the rescue
The role of a mortgage broker is to help you avoid just these pitfalls. Their training, expertise and professionalism are marshalled with the sole aim of matching your particular requirements with the mortgage products available.Why use a mortgage broker?
The immediate appeal of using a mortgage broker may be in their saving you …
Ready to Get Started?
Sign up to try us FREE for 30 days! No credit card needed.